Home Buying Coarse
IN THIS LESSON
Overview
Once your offer is accepted, the clock starts ticking. The contract outlines strict deadlines — for inspections, appraisal, financing, and closing. This stage is all about managing the moving parts and keeping everything on schedule.
Behind the Scenes
I coordinate between the lender, attorney, inspectors, and the listing agent to keep communication clear.
Your lender will send updated disclosures and submit your file to underwriting.
An escrow account is created to hold earnest money, and eventually, your taxes and insurance will be factored in (if required by the loan).
Key Points
Order your home inspection right away — time is limited.
Provide any lender-requested documents immediately.
Shop for homeowner’s insurance; we’ll need proof before closing.
Tip: Escrow for taxes and insurance means part of your monthly payment goes toward these bills. If taxes or insurance premiums increase, your monthly mortgage can adjust once per year. This is normal — it’s how lenders protect you and themselves.
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