Home Buying Coarse
➜ Don’t skip the video above. That’s the lesson. The text below is a quick recap you can reference later.
Lesson 10
Closing Day (Attorney’s Role)
This is the finish line — ownership officially transfers and you get the keys.
Overview
Closing is where ownership officially transfers and you get the keys to your new home. In Alabama, closings are typically handled by an attorney.
Behind the Scenes
- The attorney prepares legal documents, confirms clear title, and records the deed.
- They disburse funds — paying off the seller’s mortgage, liens, and distributing commissions.
- Once funds are received and the deed is recorded, you’re the legal owner.
Key Points
- Signing typically takes 30–60 minutes.
- The attorney explains each document you sign.
- Possession usually transfers immediately after closing (same day).
Tip
Celebrate! Keep your final Closing Disclosure — you’ll need it at tax time.
Important Note: Closing procedures, timelines, and possession rules vary by state, lender, and contract terms. This lesson provides general guidance only. Always rely on your closing attorney, lender instructions, and signed documents for your specific transaction.
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IN THIS LESSON
Overview
Closing is where ownership officially transfers and you get the keys to your new home. In Alabama, closings are typically handled by an attorney.
Behind the Scenes
The attorney prepares legal documents, confirms clear title, and records the deed.
They disburse funds — paying off the seller’s mortgage, liens, and distributing commissions.
Once funds are received and the deed is recorded, you’re the legal owner.
Key Points
Key Points
Signing takes 30–60 minutes.
The attorney explains each document you sign.
Possession usually transfers immediately after closing (same day).
Tip: Celebrate! Keep your final Closing Disclosure — you’ll need it at tax time.
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