IN THIS LESSON

Overview

Key Terms Simplified

  • Underwriting: Final risk review by lender to approve your loan.

  • Clear to Close: Lender’s green light to prepare documents for closing.

  • Title: Legal ownership of the property. Attorney ensures it’s clear and insurable.

  • Contingency: Contract condition that must be met (inspection, appraisal, financing).

  • Closing Disclosure (CD): Final breakdown of all costs, fees, and credits due at closing.

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