Bonus Module – The 10 Commandments of Buying a Home

The 10 Commandments

• Don’t open new credit cards or take out new loans.
• Don’t finance big purchases like cars, furniture, or appliances.
• Don’t make large, unexplained cash deposits.
• Don’t change jobs or reduce your income without talking to your lender.
• Don’t miss or delay paying any bills.
• Don’t co-sign loans for anyone.
• Don’t move money between accounts without documentation.
• Don’t pay off collections or debts unless your lender advises you to.
• Don’t apply for new credit offers — even “just to see.”
• Do keep saving and keep your finances stable until after closing.