FAQ

Yes — this is one of the most important first steps! Getting pre-approved not only tells you what you can afford, but it also shows sellers you’re serious. It makes the whole process smoother and gives you a clear budget to work with.

Depending on your loan type, many buyers qualify for loans with as little as 3–5% down.  Some loan programs (like VA or USDA loans) don’t require a down payment at all. I’ll connect you with trusted lenders who can walk you through your options.

That’s when the fun starts — we go house hunting! I’ll set you up with personalized listing alerts so you can see new homes the minute they hit the market. Once we find “the one,” I’ll guide you through making an offer.

Closing costs are the fees you pay at the end of the transaction to finalize your loan and officially make the home yours. They usually cover things like the appraisal, title work, attorney fees, and lender charges. Prepaids are a little different — they’re upfront costs for things you’ll need as a homeowner, like property taxes, homeowners insurance, and interest that gets paid ahead of time. I’ll make sure you know what to expect before we ever get to the closing table.

From offer to closing, most transactions take about 30–45 days. This timeline can vary depending on financing, inspections, appraisals, and the terms of your purchase agreement — but I’ll keep you updated every step of the way so you’re never left guessing.

Don’t be afraid to ask questions — no matter how small they seem. Buying a home is a big deal, and it’s normal to feel overwhelmed at times. Lean on me for guidance, trust the process, and remember: you don’t have to figure it out alone.

It really depends on what’s important to you, but I always remind my buyers... You can change the paint, flooring, or countertops — but you can’t change the layout or the lot. When you known what is important for your home to have, you can focus on the things that truly matter long-term.

100%. The final walkthrough is your chance to make sure the home is in the condition you agreed to buy it in. We’ll make sure that everything’s in working order, and that the seller hasn’t left behind surprises (good or bad). It’s the last step before you sign, and it gives you peace of mind walking into closing.

Almost every inspection finds something — that’s normal. The important thing is, you’re protected by your home inspection contingency. That means if major issues come up, we can request repairs, ask for a credit, or even walk away if it’s more than you’re comfortable with. The inspection isn’t about making a home “perfect” — it’s about making sure you know exactly what you’re buying and giving you options if something unexpected shows up. It’s one of the best safeguards you have as a buyer.